TERMS AND CONDITIONS OF SERVICE

APV Solutions S.A.

Effective Date: July 3, 2025

1. Introduction and Acceptance of Terms

These Terms and Conditions of Service ("Terms") govern the engagement between APV Solutions S.A. (hereinafter, "APV Solutions" or "the Firm") and its esteemed clients, encompassing central banks, commercial banks, governmental bodies, and other public or private institutions ("Clients"), concerning the provision of digital currency engineering, advisory, and related financial solutions. By accessing or utilizing any services provided by APV Solutions, Clients explicitly acknowledge and unconditionally agree to be bound by these Terms, as they may be amended from time to time.

2. Scope of Services

APV Solutions provides specialized advisory, design, engineering, structuring, and implementation oversight services pertaining to sovereign and institutional digital currencies, stablecoins, Central Bank Digital Currencies (CBDCs), and other value instruments, often with a foundational emphasis on backing by tangible assets. The precise scope of services for each engagement shall be detailed in a separate, mutually executed Service Agreement or Statement of Work.

3. Client Engagement and Acceptance

Engagement with APV Solutions commences upon formal acceptance of a proposed service offering, typically through the execution of a definitive Service Agreement. All services are rendered on a professional advisory basis, with the ultimate decision-making and implementation responsibility resting solely with the Client.

4. Transaction Review and Approval

All proposed transactions, solutions, and operational frameworks designed or advised upon by APV Solutions, including any mechanisms for the issuance, management, or transfer of digital currencies or value instruments, are explicitly subject to the comprehensive review and final approval of APV Solutions S.A. This review process is paramount to ensuring alignment with the Firm's standards of excellence, strategic objectives, and risk mitigation protocols. No action, issuance, or implementation shall proceed without such explicit and documented approval from APV Solutions S.A.

5. Regulatory Compliance and Adherence to International Standards

The Client acknowledges and agrees that all services provided by APV Solutions, and all transactions, structures, and instruments arising therefrom, are and shall remain subject to the strictest adherence to all applicable international, national, and local laws, regulations, guidelines, and decrees issued by relevant regulatory bodies, including but not limited to central banks, financial authorities, and international regulatory institutions. APV Solutions shall endeavor to guide Clients toward compliance; however, the ultimate responsibility for legal and regulatory adherence within their respective jurisdictions rests solely with the Client. APV Solutions reserves the right to decline or suspend any engagement if, in its sole discretion, it deems that the proposed activities may compromise regulatory integrity or ethical standards.

6. Confidentiality

All information, data, strategies, and intellectual property shared between APV Solutions and the Client, or developed during the course of an engagement, shall be treated as strictly confidential. Both parties undertake to protect such information from unauthorized disclosure and use it exclusively for the purposes of the engagement, subject to legal or regulatory disclosure requirements.

7. Limitation of Liability

APV Solutions provides its services with the highest degree of professional care and expertise. However, APV Solutions shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business interruption, arising from the use or inability to use its services, or from any actions taken by the Client based on the Firm's advice, except in cases of gross negligence or willful misconduct directly attributable to APV Solutions.

8. Governing Law and Jurisdiction

These Terms and any Service Agreement entered into hereunder shall be governed by and construed in accordance with the laws of the [Insert Jurisdiction of APV Solutions S.A. – e.g., Republic of Argentina], without regard to its conflict of law principles. Any dispute, controversy, or claim arising out of or relating to these Terms or the breach, termination, or invalidity thereof shall be submitted to the exclusive jurisdiction of the competent courts in [Insert City, e.g., Buenos Aires], [Insert Country, e.g., Argentina].

9. Amendments to Terms

APV Solutions reserves the right to amend these Terms at any time. Any such amendments will become effective immediately upon posting on the Firm's official website. Continued use of services after any such amendments constitutes the Client's acceptance of the revised Terms.

10. Client Affirmation

By proceeding with any engagement or accessing any services, the Client affirms that they have read, understood, and agreed to these Terms and Conditions in their entirety.